How to Pick Your Retirement Home When There are More Choices Than Ever

Meg and Jon Warden found their retirement dream home on a secluded lot in Eau Claire, Wis., close to the Chippewa River and surrounded by woods, a welcome change from the Colorado desert they had left behind.

Two years later, they were rethinking their move: While the Wisconsin winters were harsh, the loneliness and boredom were worse.

“I saved for retirement but didn’t have a plan of what that would look like,” says Jon Warden, 67, a former software engineer. “I didn’t appreciate how much I lost socially by retiring.”

When it comes to retirement, expectations and reality are often mismatched—and housing is no exception.

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